Save on Auto Insurance with the DynamicDrive® Discount

Sign up for DynamicDrive® when you get an auto quote to save up to 10%. Safe driving can lead to even more savings.

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Save up to 10% with DynamicDrive®

Take the wheel on your car insurance rates with our DynamicDrive® program. By enrolling and using the app to share your driving insights, you’ll automatically get a discount of up to 10% on your premium. Then, you could save even more later by driving safely and following the rules of the road. It’s an easy way for safe drivers to save!

How Does DynamicDrive Work?

The DynamicDrive app monitors your driving behavior and calculates your driver performance score. The safer you drive, the better your score. The better your score, the more you could save when your policy is up for renewal. So, make sure to keep that score up!

DynamicDrive App Features

With the DynamicDrive app, driving safely and tracking your driving progress is a breeze with these helpful features:

  • Driving Score

    Check your score and performance factors.

  • Trip Details

    Review your route and adjust your trip type.

  • Streaks

    Aim for perfect, event-free trips.

  • Monthly Summary

    See your total trips and miles driven.

  • Background Functionality

    Drive normally without needing to interact with the app.

Sign up for DynamicDrive® Savings Today

Save up to 10% on auto insurance with DynamicDrive® now. Drive safely to save even more later. Call 1-877-GO-DIRECT to sign up today


Call Now

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How Do I Join the DynamicDrive Program & Receive a Discount?

Enroll in DynamicDrive®, download the app, and save up to 10% instantly. Safe driving can lead to even more savings.

1. ENROLL
Add DynamicDrive when buying a policy online or enroll with an agent at any time. We’ll apply your discount right away! After that, we’ll email you a personal activation code.

2. GET THE APP
Download the DynamicDrive app to your mobile device, enter your code to link your driving data, and follow the steps to set up the app.

3. DRIVE & SAVE
Take a trip to maintain your participation discount and enjoy even more savings at renewal for safe driving.

DynamicDrive App

Frequently Asked Questions

Yes, it’s completely free — there is no cost to participate.

If you consider yourself a safe and responsible driver or want to improve your driving habits, signing up for the DynamicDrive program is an excellent opportunity to earn financial rewards for your good driving habits. Plus, you'll feel great knowing you're contributing to safer roads.

The DynamicDrive program is open to Direct Auto policyholders in most states. Named insureds under age 18 and non-owner policies aren’t eligible.  Participation is entirely optional for our customers — it’s just one of the many auto insurance discounts we offer at Direct to help make car insurance more affordable.

The app runs in the background and only has a minimal impact on most mobile phone’s battery life while a trip is in progress.

Never! We only gather data about your trips, such as start and end times, miles driven, and phone usage during travel.

In addition to the DynamicDrive program, you could lower the cost of your car insurance even more with our other great discounts. We’ll make sure you get all the discounts and savings you’re entitled to!

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©2025 Direct General Insurance Agency, Inc. dba Direct Auto Insurance, a subsidiary of Allstate. All Rights Reserved.

“Direct Auto Insurance” is the registered Alias/doing business as name for Direct General Insurance Agency, Inc. (NPN: 1637622).

“Direct Auto Insurance” is also the brand name for direct-to-consumer auto insurance policies underwritten by our insurance company affiliates listed here: Insurance Companies in our Group that are sold in our Direct Auto Insurance agency stores, over the phone and through this website.

DynamicDrive program is optional. It can help you tailor your insurance rate based on the actual driving experience of your account participants while using the App. DynamicDrive is not available in all states, including CA and NY. Maximum discount varies by state and product is subject to terms, conditions, and availability. Smartphone, App and account activation required. Rates and savings, if any, will vary. How you buy can impact cost.

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Direct Auto Insurance is the brand name for direct-to-consumer auto insurance produced by Direct General Ins. Agency, Inc. and National General Ins. Marketing, Inc. (NGIM) for its National General Group affiliates, Winston-Salem, NC.

Our agency and Direct Auto Insurance brand are not associated in any way with Direct Auto Insurance Company, an Illinois company (NAIC#12721).