Welcome Back Discount

A smiling young man is sitting in the driver's seat of a car with his hands on the steering wheel.

A Car Insurance Discount for Former Policyholders

We’re committed to serving our customers at Direct Auto Insurance, and that includes our former customers too! Whether you switched auto insurance companies because you moved, were exploring different coverage options, or were simply looking to try something new, you could be rewarded with a special car insurance discount when you come back to Direct Auto—the Welcome Back Discount!

You could save up to 6% on your auto insurance policy with a Welcome Back Discount if you meet the following qualifications:

  • You have previously purchased an auto insurance policy with Direct
  • Your previous Direct policy expired or was cancelled at least 6 months from the effective date of the new policy
  • You live in a state where a Welcome Back Discount is offered

More Ways to Save on Car Insurance

Direct Auto offers more than great car insurance discounts to help you save on one of life's most important expenses. When you're a policyholder, you can make your insurance more affordable by customizing your payments and level of coverage, and then choosing the payment method that's best for you. Whether you want to pay cash, pay by text message, send an electronic check, or set up automatic payments with your credit card, we have a payment method that fits your style. Come back to Direct Auto and get ready for choices at every bend in the road.

Talk to one of our representatives at 1-877-GO-DIRECT (1-877-463-4732) or visit a Direct Auto location near you to see how you could be eligible for a Welcome Back Discount, as well as other car insurance discounts. Here, each and every customer is equally important and valued. Get the coverage you need, the services you want, and the respect you deserve. It's time you were pleasantly surprised with Direct Auto Insurance!


Insurance is underwritten or administered by members of the Direct General Group, Nashville, TN and is only offered in states where we are licensed to do business. You can find this information on our website: directauto.com. Discounts may only apply to certain coverages and are subject to terms and conditions and may not be available in all states or distribution channels. Price may vary depending on how you buy.

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“Direct Auto Insurance” is the registered Alias/doing business as name for Direct General Insurance Agency, Inc. (NPN: 1637622).

“Direct Auto Insurance” is also the brand name for direct-to-consumer auto insurance policies underwritten by our insurance company affiliates listed here: Insurance Companies in our Group that are sold in our Direct Auto Insurance agency stores, over the phone and through this website.

Direct Auto Insurance is the brand name for direct-to-consumer auto insurance produced by Direct General Ins. Agency, Inc. and National General Ins. Marketing, Inc. (NGIM) for its National General Group affiliates, Winston-Salem, NC.

Our agency and Direct Auto Insurance brand are not associated in any way with Direct Auto Insurance Company, an Illinois company (NAIC#12721).