SR22 Insurance

Need an SR-22? We can help. Get a quote for auto insurance with an SR-22 today.*

What is SR22 insurance?

An SR-22 is not actually a type of insurance. Instead, it's a certificate of financial responsibility required for certain drivers to prove they have met their state's car insurance law. The insurer files this certification on the driver's behalf and renews it with each policy renewal for however long it's needed.

Who needs an SR22?

Not every motorist needs one. An SR-22 requirement is only for those who are state or court-ordered to file one after such offenses:

  • DUI or DWI
  • Suspended license
  • Lacking auto insurance coverage
  • Serious driving violations

Florida and Virginia also use FR-44 certification for DUI and DWI offenses.

Get an Affordable SR22 Insurance Quote with Direct Auto

We offer affordable auto insurance rates with same-day SR-22 filings to help get you back on the road again quickly.*

How much does an SR22 cost?

An SR-22 requirement comes with two general costs:

  • SR-22 filing fee: Expect to pay around $25 to file an SR-22, though the cost may vary by state and insurance company. You'll pay this at every renewal until your SR-22 is no longer required.
  • Insurance premium: SR-22 drivers often see a policy rate increase because of the "ding" on their driving record. However, your ZIP code, vehicle type, and coverage choices affect car insurance costs, too.

SR22 Frequently Asked Questions

Find a Store

Enter ZIP code to find a store near you.

Start Auto Quote

Enter ZIP code to start your quote.