Cheap Car Insurance

Get a quote and save up to 30%* on your auto coverage

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Save Money with Cheap Auto Insurance

Looking to save money on car insurance without compromising on protection? Direct Auto Insurance, a trusted member of the Allstate® family, has you covered. Whether you're searching for cheaper, more affordable coverage or just cheap car insurance overall, we’ll help you find a reliable auto insurance plan that meets your needs and budget. And don’t worry, "cheap auto insurance" doesn't mean cheap quality! We offer premium products and services you can count on. It’s simply affordable car insurance, thanks to low monthly payments, multiple car insurance discounts, and super low down payment options.*

Affordable Auto Insurance Is a Call, Click, or Visit Away

Select the coverage you need, a payment plan that suits your financial schedule, and qualifying money-saving discounts. We'll see how we can provide you with an affordable auto insurance policy that meets your specific requirements. In fact, we work hard to help drivers find a cheap car insurance plan! So, start with a fast and free car insurance quote online, and you'll see! You can also call 1-877-GO-DIRECT or visit your local agent.

Get Cheap Car Insurance in 3 Simple Steps

  • 1. Get a Car Insurance Quote

    Online, by phone, and in-store, we offer low rates, super low down payments, and multiple discounts up to 25% to help make auto insurance more affordable.

  • 2. Customize Your Plan

    Choose when, how, and what you pay with flexible payment options on state minimum car insurance and additional coverages that conveniently fit your financial schedule.

  • 3. Enjoy Affordable Coverage

    With Direct Auto Insurance, a trusted member of the Allstate® family, you can enjoy affordable car insurance and quality coverages and services like 24/7 claims, friendly agents, and roadside assistance.

Get a Car Insurance Quote Today

Stop compromising and keep driving with affordable car insurance. Get a free quote to see how we could help you save!

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What Kind of Car Insurance Does Direct Auto Offer?

Liability Car Insurance

If you cause an accident, bodily injury liability coverage helps cover others’ injury-related expenses and property damage liability coverage helps pay for others' vehicle or property damage expenses.

Collision Insurance

Helps pay to repair or replace your car if it's hit by another vehicle or object or involved in a hit-and-run. Deductible may apply.

Comprehensive Insurance

Helps pay for non-collision damages to your car, such as theft or storm damage. Deductible may apply.

SR-22 Insurance

Not a type of insurance, but a certificate of financial responsibility required for certain drivers to prove they have met their state's car insurance law.

Uninsured Motorist Coverage

Helps pay for your accident-related damages if another driver is at fault and uninsured. Subject to your policy's limits and exclusions.

Personal Injury Protection

Helps pay for certain medical, hospital, funeral, and work loss expenses incurred by you and your passengers after an accident regardless of fault. Available in select states.

Rental Reimbursement

Helps reimburse rental car costs if your vehicle can't be driven after an auto accident or other covered loss. Comprehensive & collision coverage required.

Medical Payments

Helps pay for you or your passengers medical, hospital, and funeral expenses in the event of an auto accident, regardless of fault.

Roadside Assistance

Helps with roadside emergency services, like towing and fuel delivery, to get you back on the road.**

Ways to Get a Cheaper Car Insurance Rate

It pays to know how you could find a more budget-friendly, cheaper auto insurance rate. Here are some tips on working towards cheap car insurance and getting car insurance discounts from Direct Auto.

30+ Years of Affordable Car Insurance for All

Since 1991, Direct Auto Insurance has been providing drivers across the country with affordable car insurance and quality services — regardless of their insurance history. Today we’re proud to be part of the Allstate® family, and we’re ready to help you find the best policy for your needs, no matter the circumstances.

Find an Agent

Enter ZIP code to find a Direct Auto location near you.

Start Auto Quote

Enter ZIP code to start your quote.

“Direct Auto Insurance” is the registered Alias/doing business as name for Direct General Insurance Agency, Inc. (NPN: 1637622).

“Direct Auto Insurance” is also the brand name for direct-to-consumer auto insurance policies underwritten by our insurance company affiliates listed here: Insurance Companies in our Group that are sold in our Direct Auto Insurance agency stores, over the phone and through this website.

* Savings percentage by discount based on maximum applied. Individual rates and savings, if any, will vary. Pay plans and discounts subject to availability, terms and conditions. Down payments vary based on coverages, pay plan selected and state requirements. A lower down payment does not equal premium savings. Additional fees may apply. Cost will vary based on insurer, coverages selected, and how you buy.

Our agency and Direct Auto Insurance brand are not associated in any way with Direct Auto Insurance Company, an Illinois company (NAIC#12721).