Auto Insurance Discounts
From choosing to protect multiple vehicles to driving safely and avoiding accidents, there are so many ways you can save on auto insurance with discounts from Direct. Here’s how we help keep car insurance affordable.
Featured Car Insurance Discounts
DynamicDrive® Discount
Save up to 10% if you join DynamicDrive. Drive safely to save even more.
Payment Discounts
Save up to 9% if you set up automatic payments, pay for your policy in full or agree to go paperless.
Multi-Product Discount
Save up to 5% if you include an active qualifying product—like term life insurance, an emergency protection plan or roadside assistance—with your auto policy.
Driver Discounts
Military Discount
Save up to 25% if you’re an active member of the United States Armed Forces.
Safe Driver Discount
Save up to 10% if you’ve been accident-free and violation-free for a designated time period.
Good Student Discount
Save up to 10% if you’re a full-time student with good grades.
Senior Citizen Discount
Save up to 5% if you're at least 55 years old and complete a qualifying accident prevention course.
Driver Education Discounts
Save up to 10% if a qualifying driver successfully completes an approved safe driving course.
Vehicle Discounts
Multi-Car Discount
Save up to 25% if more than one vehicle is covered under your policy.
Vehicle Equipment Discounts
Save up to 10% if your vehicle is new or equipped with qualifying anti-theft and safety features.
Policy Discounts
Prior Coverage Savings
Save up to 25% if you've had continuous coverage with your current insurer for at least six months and switch.
Homeowner Discount
Save up to 15% if you or your spouse own the home where you park your insured vehicle.
Welcome Back Discount
Save up to 6% if you are a returning Direct Auto customer after more than six months away.
Affinity Discount
Save up to 5% if you’re an active member of an organization that has partnered with Direct.
Multi-Policy Discount
Save up to 10% if you purchase two or more qualifying policies from Direct Auto.