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Car Insurance Discounts

It's time every motorist had the opportunity to find affordable car insurance coverage. With our multiple discounts—that could save you up to 25%* on your car insurance—finding affordable coverage is easy and taking advantage of these discounts is even easier. Get a quote to see how much you could save. 

Driver Discounts

  • Military Discount
    Save up to 25%
    If you are an active service member and can provide a copy of your current orders, or other acceptable documentation proving so.
  • Safe Driver Discount
    Save up to 10%
    If you're a policy member and have been violation and accident free for the past 36 months. Some states may have additional requirements.
  • Good Student Discount
    Save up to 10%
    If you're unmarried and a full-time student in high school, college, or a vocational/technical school, and are an honor student, on the Dean's List, have a "B" average or better, or rank scholastically in the upper 20% of the class.
  • Senior Citizen Discount
    Save up to 5%
    If you're 55 years or older and successfully complete a motor vehicle accident prevention course.
  • DynamicDrive Discount
    Save up to 10%
    If you join the DynamicDrive program and download the Routely app to share your driving insights.
  • Driver Education Discounts
    Save up to 10%
    If the main driver of a vehicle has successfully completed a qualifying accident prevention course or an under-21 driver on your policy has successfully completed a state-approved driver education course.

Vehicle Discounts

  • Multi-Car Discount
    Save up to 25%
    If more than one vehicle is covered under your policy.

Policy Discounts

  • Multi-Product Discount
    Save up to 5%
    If you include one of our active qualifying products in your auto policy. Qualifying products vary by state, but usually include term life insurance, emergency protection plan, and sometimes roadside assistance.
  • Prior Coverage Savings
    Save up to 25%
    If you've been with another insurance company for at least 6 months and have not had more than 90 days of lapse in previous coverage. Lapse periods vary by state. Insurance purchased from Direct Auto Insurance or any of its companies is not valid as prior insurance.
  • Homeowner Discount
    Save up to 15%
    If you, or your spouse, own a home and this is also where you keep your cars. Discount applies to homes, townhomes, and condominiums, but not mobile homes.
  • Welcome Back Discount
    Save up to 6%
    If you have previously purchased a policy with Direct but have not had one within 6 months of that former policy.
  • Affinity Discount
    Save up to 5%
    If you're an active member of an organization that has partnered with Direct. Call your Direct Auto agent at 1-877-GO-DIRECT (1-877-463-4732) for a full list of affinity organizations.
  • Payment Discounts
    Save up to 9%
    If you set up automatic payments, pay for your policy in full, or agree to go paperless.
  • Multi-Policy Discount
    Save up to 10%
    If you purchase two or more qualifying policies from Direct Auto.

Insurance produced by Direct Auto Insurance and underwritten by its affiliates in the National General Insurance Group, Winston-Salem, NC. We offer insurance only in states where we are licensed to do business. You can find this information on our website: Discounts may only apply to certain coverages, are subject to terms and conditions, and may not be available in all states or distribution channels. Price may vary depending on how you buy.

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