Payment Discounts

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How You Pay Could Help You Save on Car Insurance!

To drive legally, you have to purchase car insurance. But did you know that the way you pay and receive statements could save you money? Seriously, you could save money on your premium by setting up automatic payments, paying for your entire policy upfront, and electing to go paperless! Keep reading to learn how our flexible payment options and paperless services can lower your car insurance costs. 

Auto-Pay Discount

At Direct Auto, you have plenty of payment options, and one of them is auto-pay. If you agree to set up recurring payments from a checking or savings account, you could save up to 5%, just for paying your bill!

Paperless Discount

When you purchase a policy from Direct Auto, you have the option to receive policy documents and updates electronically, and choosing to save paper could save you up to 1%. All you need is a valid email address! Already a Direct policyholder? Don’t worry; you can change your preferences to paperless midterm and save.

Paid In Full Discount

Some people prefer to pay for their entire policy upfront, freeing up more money in their month-to-budget. If that’s you, you could save up to 9% on car insurance! To make things even easier, you can pay your way. Make a payment in-store, online, or in our mobile app where you can also access your policy documents, view your discounts, file claims, and more.

Other Ways to Save with Direct Auto

These are just a few of the many ways you could lower the cost of your car insurance  at Direct Auto. Check out our other great discounts and find out if good grades, military service, or safe driving could help you get a lower rate. Call 1-877-GO-DIRECT, request a quote online, or visit a Direct Auto location near you for a free quote, and we’ll make sure you get all the discounts and savings you’re entitled to!


Discounts are subject to terms, conditions, and eligibility requirements and may not be available in all states.

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“Direct Auto Insurance” is the registered Alias/doing business as name for Direct General Insurance Agency, Inc. (NPN: 1637622).

“Direct Auto Insurance” is also the brand name for direct-to-consumer auto insurance policies underwritten by our insurance company affiliates listed here: Insurance Companies in our Group that are sold in our Direct Auto Insurance agency stores, over the phone and through this website.

Direct Auto Insurance is the brand name for direct-to-consumer auto insurance produced by Direct General Ins. Agency, Inc. and National General Ins. Marketing, Inc. (NGIM) for its National General Group affiliates, Winston-Salem, NC.

Our agency and Direct Auto Insurance brand are not associated in any way with Direct Auto Insurance Company, an Illinois company (NAIC#12721).