You are eligible to request reinstatement without a lapse so as long your policy has been canceled for fewer than the required number of days and you have not had an automobile accident during the period that your policy was canceled.

To request that we reinstate your policy, you will need to:

Sign a no loss statement if you are able to truthfully do so;
Pay all monies owed to us as of the date you request reinstatement; and
Provide proof of residency.

This can be done one of three ways:

In-Person - Go to any of our Direct Auto sales offices and pay in person with a credit or debit card, check, cash or money order.
Online - Pay online with a credit or debit card in MyAccount or the mobile app.
Call - Pay with a credit or debit card by calling1-877-GO-DIRECT (1-877-463-4732).

To show proof of residency, you will need one of the following:

A utility bill showing the address of the applicant-payor within 30 days of the term effective date
A valid, unexpired copy of the applicant's state driver's license showing the address of the applicant

If your policy has been canceled for more than the required number of days or if you had an auto accident during that time that your policy was canceled, you will have to apply for a new policy.