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Get one-on-one insurance help over the phone, online, or in-store from a friendly agent.

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Flexible Payments

Pay in full or select from a standard installment plan. You choose how and when you pay.*

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No Medical Exam Required

Answer a few simple health questions to get your life insurance quote. No medical exam!

Greater Peace of Mind Starts with a Term Life Insurance Quote

A term life insurance quote is a great place to start if you're curious about how much term life insurance costs. At Direct Auto Insurance, you can get a term life insurance quote with just a little personal information and with no medical exam (just answer a few simple health questions). Not all life insurance companies can say the same!

It's easy to protect your loved ones with an affordable Term Life Insurance policy from Direct. Get coverage for you, your spouse, your children (written consent required for children 18 and older), and any qualifying dependent. For only about 45 cents per day, you could start your coverage at $15,000.**

How Do I Get a Term Life Quote?

Enter your zip code in the box above and click "Start Now" to get a fast and free term life insurance online quote. You'll then have the opportunity to tell us more about the policy you want.

  • Select a policy effective date. The effective date is the date the policy coverage begins. Do you want it to start today, tomorrow, or a few months down the road? You may want it to start before a major transition in your family's life.
  • Select a coverage amount. The coverage amount is the amount of money your loved ones will receive if the unthinkable happens. Coverage amounts vary by life insurance company and state. With Direct Auto Insurance, you can choose term life coverage of up to $25,000.
  • Enter your date of birth. If you plan on being the insured, enter the month, day, and year you were born. Term life insurance rates are partly based on the insured's age.

Now click "Show Price" to get your free life quote. It's that easy! You'll be presented with the price per month, the down payment amount, and the price if you want to pay in full. If you're happy with the information, click "Purchase." Or, you can adjust your payment amounts. We're all about giving you options.

Once you click, "Purchase," you'll be asked for some basic information about the proposed insured, the policy owner, and beneficiary. While we do not require a medical examination for a life insurance quote or policy, we will ask you a few simple health questions.

If you need help at any point during your term life insurance quote, call 1-877-GO-DIRECT to speak with an agent over the phone. You'll see that Direct Auto Insurance is one of the best places to get term life insurance quotes. We make it fast, free, and easy!


*Payment plans are subject to terms & conditions & may not be available in all locations.

**Per day amount based on annual premium for insured 18-50 years old with a $15,000 policy. Higher limits available.

“Live Chat” only available Mon-Fri 7:30AM to 8:00PM CST; Sat 8:00AM-5:00PM CST; Closed Sunday.

Individual term life insurance by Direct General Life Insurance Company,

Pay in full or select from a standard installment plan. You choose how and when you pay.*