Enjoy Your Home & Affordable Auto Insurance

Have you been with your current car insurance company for at least six months? Switch to Direct Auto Insurance and you could save up to 25% on your auto insurance policy with a prior insurance coverage discount!

Here’s how a prior insurance coverage discount works: if you have continuously maintained liability coverage with another auto insurance company for at least 6 months and have not had more than 90 days of lapse in previous coverage, you could be eligible for a discount of up to 25% on your auto insurance policy with Direct.*

To be eligible for a prior insurance coverage discount, you must show proof of prior insurance. Acceptable proof of prior insurance includes:

  • A renewal quote from your insurance company
  • A letter from your insurance company or agent
  • Your insurance ID card or declarations page
  • A cancellation notice from your insurance company

In general, these documents must show an expiration date within 7 days before or after the effective date of your new auto insurance policy with Direct.

Comparing auto insurance companies, coverage plans, and more available discounts could help you find a more affordable auto insurance policy. Talk to one of our representatives today to see how could save when you switch to Direct. Call 1-877-GO-DIRECT (1-877-463-4732) or visit your local store!

*Lapse periods vary by state. Insurance purchased from Direct General Insurance or any of its companies is not valid as prior insurance (though you could qualify for a renewal discount). Insurance is underwritten or administered by members of the Direct General Group, Nashville, TN and is only offered in states where we are licensed to do business. You can find this information on our website: directauto.com. Discounts may only apply to certain coverages and are subject to terms and conditions and may not be available in all states or distribution channels. Price may vary depending on how you buy.