Mexico Auto Insurance

If you're driving to Mexico, make sure your vehicle is properly insured. Hitting the road and heading to Mexico can be fun and exciting! However, if you plan to drive a car there, you need to make sure you have the right insurance. Purchase a Mexico Insurance policy by calling 1-877-GO-DIRECT, at any one of our Texas store locations, Louisiana store locations, or at one of the locations listed below.

Traveling to Mexico?

According to the U.S. State Department, "If you are involved in an automobile accident in Mexico, you may be taken into police custody until it can be determined who is liable and whether you have the ability to pay any penalty. If you do not have Mexican liability insurance, you may be prevented from departing the country even if you require life-saving medical care, and you are almost certain to spend some time in jail until all parties are satisfied that responsibility has been assigned and adequate financial satisfaction received. Drivers may face criminal charges if injuries or damages are serious." If you are involved in a car accident while driving in Mexico, report it immediately to the Mexican insurer before you exit Mexico and keep a copy of the report.

Most folks don't realize that the auto insurance policy that keeps you legal in the U.S. won't cover you in Mexico. And, most U.S. insurers won't cover a comprehensive or collision claim that happens in Mexico. The good news is, you can find plenty of short-term Mexico Auto Insurance policies from reputable and authorized insurers that will fit your travel plan needs. See more tips for driving through Mexico by car.

What coverages should you consider?

A typical Mexico tourist auto insurance policy should include coverages like:

  • Civil Liability Insurance (Liability limits vary, but you should choose the highest limit you can afford. A typical recommended limit is $300,000.)
  • Legal, bond, and bail assistance
  • Medical expense
  • Comprehensive and collision
  • Total theft protection
  • 24-hour Roadside assistance 

Direct Auto Insurance can help you find the Mexico car insurance you need through our associates at MXGA, Inc.* who have over 20 years of experience placing insurance in the Mexico market. Policy terms are available for as few as 24-hours or up to 1 year. We can also find you a policy that will cover your trailer, RV, boat, and/or jet ski. 

Traveling from Mexico to the U.S.?

Folks driving from Mexico into the United States must have auto insurance through a company that is authorized in the United States and that meets the applicable state financial responsibility requirements. MXGA, Inc also offers auto insurance that can fit the needs of individuals driving from Mexico into the U.S.

Purchasing a Mexico Insurance Policy

To purchase a Mexico Insurance policy, stop by any Direct office location in Texas or Louisiana. Or, visit one of the stores listed below. Find a Direct Auto Insurance location to purchase your Mexico Insurance policy today! 

Or contact our customer service team at 1-877-GO-DIRECT

1809 East Broad St
Statesville, NC
1633 Asheville Hwy
Spartanburg, SC
1315 Cherry Rd
Rock Hill, SC
1128 Murfreesboro Rd
Nashville, TN
3981 Nolensville Rd
Nashville, TN
131 N. Gallatin Rd
Madison, TN
14001 Hwy 43
Russellville, AL
1300 14th St
Meridian, MS
914 W. Beacon St
Philadelphia, MS
1102 S. Thompson St
Springdale, AR
116 14th St SW
Decatur, AL
1004 Jordan Lane NW
Huntsville, AL
800 Hwy 72 East
Athens, AL
7419 Hwy 431
Albertville, AL
1884 N. Tamiami Trail
North Ft. Meyers, FL
1381 N. Airport Rd.
Naples, FL
* closed Saturday
3512 Del Prado Blvd.
Cape Coral, FL
* closed Saturday
1177 Homestead Rd. Ste 1
Lehigh Acres, FL
18911 S. Tamiami Trail
Ft. Meyers, FL
* closed Saturday
5858 14th St.
West Bradenton, FL
8 Del Prado Blvd.
Cape Coral, FL
28441 S. Tamiami Trail
Bonita Springs, FL
1825 Tamiami Trail #B-3
Port Charlotte, FL
2892 Tamiami Trail
East Naples, FL
1299 East Altamore Drive
Altamonte Springs, FL
4700 Babcock St NE
Palm Bay, FL
805 Virginia Ave
Ft Pierce, Fl
249 SW Port St Lucie Blvd.
Port St Lucie, Fl


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*Direct Auto Insurance is an agent under contract with MXGA Inc, a general agent representing various insurers authorized to do business in Mexico. All claims and policy services, including payments, endorsements, and renewals for Mexico auto insurance policies, are handled by MXGA. Coverage subject to policy terms and conditions.