Mexico Auto Insurance

If you're driving to Mexico, make sure your vehicle is properly insured. Hitting the road and heading to Mexico can be fun and exciting! However, if you plan to drive a car there, you need to make sure you have the right insurance. Purchase a Mexico Insurance policy by calling 1-877-GO-DIRECT or by speaking with an agent at your local Direct Auto Insurance office. 

Traveling to Mexico?

According to the U.S. State Department, "If you are involved in an automobile accident in Mexico, you may be taken into police custody until it can be determined who is liable and whether you have the ability to pay any penalty. If you do not have Mexican liability insurance, you may be prevented from departing the country even if you require life-saving medical care, and you are almost certain to spend some time in jail until all parties are satisfied that responsibility has been assigned and adequate financial satisfaction received. Drivers may face criminal charges if injuries or damages are serious." If you are involved in a car accident while driving in Mexico, report it immediately to the Mexican insurer before you exit Mexico and keep a copy of the report.

Most folks don't realize that the auto insurance policy that keeps you legal in the U.S. won't cover you in Mexico. And, most U.S. insurers won't cover a comprehensive or collision claim that happens in Mexico. The good news is, you can find plenty of short-term Mexico Auto Insurance policies from reputable and authorized insurers that will fit your travel plan needs. See more tips for driving through Mexico by car.

What coverages should you consider?

A typical Mexico tourist auto insurance policy should include coverages like:

  • Civil Liability Insurance (Liability limits vary, but you should choose the highest limit you can afford. A typical recommended limit is $300,000.)
  • Legal, bond, and bail assistance
  • Medical expense
  • Comprehensive and collision
  • Total theft protection
  • 24-hour Roadside assistance 

Direct Auto Insurance can help you find the Mexico car insurance you need through our associates at MXGA, Inc.* who have over 20 years of experience placing insurance in the Mexico market. Policy terms are available for as few as 24-hours or up to 1 year. We can also find you a policy that will cover your trailer, RV, boat, and/or jet ski. 

Traveling from Mexico to the U.S.?

Folks driving from Mexico into the United States must have auto insurance through a company that is authorized in the United States and that meets the applicable state financial responsibility requirements. MXGA, Inc also offers auto insurance that can fit the needs of individuals driving from Mexico into the U.S.

Purchasing a Mexico Insurance Policy

To purchase a Mexico Insurance policy, stop by any Direct office location in Texas or Louisiana or contact our customer service team at 1-877-GO-DIRECT. Find a Direct Auto Insurance location to purchase your Mexico Insurance policy today! 

 

*Direct Auto Insurance is an agent under contract with MXGA Inc, a general agent representing various insurers authorized to do business in Mexico. All claims and policy services, including payments, endorsements, and renewals for Mexico auto insurance policies, are handled by MXGA. Coverage subject to policy terms and conditions.