Towing

Car being towed on a tow truck

Towing Details

Towing & Labor coverage is an optional, supplemental coverage available under your auto insurance policy. It covers or reimburses you for emergency towing costs (up to the limit selected) when your covered vehicle cannot be driven due to a mechanical breakdown or an accident and for labor costs for necessary services provided at the place where your car is disabled.

Towing & Labor Coverage under an auto policy is typically available as an option only if you also purchase comprehensive and collision coverage . If you are interested in Towing protection but do not need or can’t afford comprehensive & collision coverage, Direct Auto Insurance can also offer you its Roadside Assistance program and 24-Hour Emergency Towing service. As a member of Direct’s Roadside Assistance program, you’re covered for 24-Hour Emergency Towing services which means that you would not have to pay out of pocket for towing services in the event of a roadside emergency because that service is covered up front.

Example of Towing & Labor Coverage

Potential real life scenario: You get in your car to leave work but your engine won't start. Depending on the level of your coverage, the optional Towing and Labor coverage under your auto policy would help reimburse the costs to have service on your vehicle where it’s disabled and if it cannot be repaired for a tow to the nearest repair facility.

More Coverage from Direct Auto

For additional information on Towing and Labor coverage, roadside assistance, car insurance, and more, call, request a quote online, or stop by a Direct Auto location near you .

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“Direct Auto Insurance” is the registered Alias/doing business as name for Direct General Insurance Agency, Inc. (NPN: 1637622).

“Direct Auto Insurance” is also the brand name for direct-to-consumer auto insurance policies underwritten by our insurance company affiliates listed here: Insurance Companies in our Group that are sold in our Direct Auto Insurance agency stores, over the phone and through this website.

Direct Auto Insurance is the brand name for direct-to-consumer auto insurance produced by Direct General Ins. Agency, Inc. and National General Ins. Marketing, Inc. (NGIM) for its National General Group affiliates, Winston-Salem, NC.

Our agency and Direct Auto Insurance brand are not associated in any way with Direct Auto Insurance Company, an Illinois company (NAIC#12721).