Choosing Your Car Insurance Company

You have so many options when you’re shopping for auto coverage. Even young or high-risk drivers will find themselves comparing two or more insurance companies. So what is the best way to compare auto insurance companies to find the best fit for you? Look at the three pillars of great insurance: service, options and cost, and know what you deserve from your insurance company.

Great Service

Customer service is a key factor when it comes to choosing auto insurance. When you compare auto insurance companies, look for these qualities in their service representatives:

  • Friendly and knowledgeable representatives
  • Licensed customer service representatives
  • Available and accessible
  • They can be reached online, by phone and in person
  • They can handle your specific needs
  • They treat you like an individual and not a number

So Many Options

Make sure that the auto insurance company you choose has flexible auto coverage options that fit your needs. This is especially true if you have a complicated driving or credit history.

All automobile and motorcycle insurance companies offer options, but the real question is whether they are flexible.

  • Do they offer fixed bundles of coverage?
  • Can you customize your coverage to suit your needs?
  • Do you have to pay for coverage you don't need?

Low Cost

You want to get the best deal when you are choosing affordable car insurance, a company that nickels and dimes their customers could end up costing you in the long run.

When comparing the overall cost, you should consider the value of a reliable provider. There are plenty of cheap car insurance companies who claim to give you great coverage, but are they really there when you need them? Find an established insurance company, like Direct, that has a long, proven history as a reputable insurance provider.

Many cheap auto insurance companies only offer low prices on minimum auto insurance coverage. But when you need your auto insurance company, they may leave you holding the bill for an accident. If cost is a priority, be sure to read the fine print and go with a car insurance company who will do right by you.

To learn more about Direct's affordable car insurance, visit one of our locations, online, or talk to one of our knowledgeable representatives at 1-877-GO-DIRECT (1-877-463-4732).