Customize Your Payments Infographic

How Do I Customize My Payments?


Pay for your insurance your way! Direct Auto Insurance is all about making it convenient and easy for customers to pay for their auto insurance. Use the above infographic and the information below to jumpstart your payment plan. We'll help you decide your pay date, down payment amount, and the payment method that works best for you!*

  1. Choose Your Payment Date* - End of the month? Middle of the month? Look at your personal finances and pick a time of the month that best fits your financial schedule and other financial responsibilities.

  2. Plan Your Payment Schedule - You have the choice to either pay in full or select one of our installment plans. Don't forget to mark your calendar!

  3. Decide on Your Monthly Amount - You determine the amount you wish to put down, which in turn determines your monthly payment. The more you put down, the lower your monthly payments are. Make sure to double check if you're eligible for any discounts.*

  4. Decide How You Want to Pay - You have a lot of payment options here!

    1. Pay with cash, credit, check, or debit/credit card at your local Direct Auto location or partner payment location

    2. Make one-time payments using your debit or credit card online or by using the DirectDrive app on your smartphone

    3. Auto-pay each month online with the same credit/debit card. Don't have a debit card? Direct can help you with that too! Apply for a NetSpend Prepaid Debit card**

    4. Pay by e-check

    5. Pay via text message by registering for pay-by-text message***

    6. Call 1-877-GO-DIRECT to make your payment over the phone

    7. Pay at a Direct Auto kiosk, if available in your area


Customizing your payments is a great way to make your car insurance more budget-friendly. Call 1-877-GO-DIRECT or stop by a Direct Auto location near you to learn more about customizing your Direct Auto payments today!